Meet Ryt Bank — The World’s First AI-Powered Bank. Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital and Sea Limited.​ Licensed by Bank Negara Malaysia and protected by PIDM for up to RM250,000 per depositor. Why Ryt Bank?​ • Sign up - As fast as 2 minutes. • Get paid daily up to 4% p.a. No lock-in.​ • Ryt Card - Unlimited 1.2% cashback on overseas in-store spend, plus zero foreign transaction fees. • Ryt PayLater - Instant credit up to RM1,499. No documents. No late fees. Flexible installments up to 12 months at low monthly rates. Eligibility checks apply. • Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds. • Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers. • Secure banking right from the start -​ with biometric verification, end-to-end encryption, real-time fraud alerts. We take your security seriously. • Supports English, Ba...