Why choose Fresh Loan: Because Fresh Loan is a truly secure and legitimate high-limit loan product, our mission is to help every Filipino elevate their financial well-being. Fresh Loan is operated by JUST SMILE LENDING CORPORATION, a licensed financing company registered with the SEC under Registration No. CS202011342 and holding Certificate of Authority No. 3379. All our loan products comply with Philippine financial regulations and have an annual interest rate capped at 20%. Product Information: Loan Amount: ₱1,000 - ₱50,000 Loan Term: 91 days – 360 days Maximum Annual Percentage Rate (APR): 20% Representative Calculation: 91-day loan with a daily interest rate of 0.05%, and the principal amount is ₱10,000: Total Interest Fee: 91 days×₱10,000×0.05%=₱455 Total Repayment Amount: ₱10,000+₱455=₱10,455 Monthly Repayment Amount: ₱10,455/3=₱3,485 Who Can Use Fresh Loan: The individual must be a Filipino citizen aged 18 or older Possess at least one valid identifi...