AI Agents on the Rise — The Driving Force Behind Stablecoin Adoption?
As stablecoins gain momentum in global finance, AI agents are emerging as the key force driving adoption. Galaxy Digital founder Mike Novogratz predicts that AI will soon become the largest user of stablecoins. From payments to autonomous economies, this convergence is reshaping the future of Web3. At the forefront of this shift, XWorld has already built a self-sustaining ecosystem that integrates AI agents and stablecoin-powered transactions.
Stablecoin Adoption Enters a New Era
Stablecoins, digital assets pegged to fiat currencies such as the U.S. dollar, have become the backbone of digital finance. They offer price stability, rapid settlement, and cross-chain interoperability. As of August 2025, the global stablecoin market cap has reached $280 billion, accounting for 7% of the total crypto market.
In the U.S., the GENIUS Act (Guidance and Establishment for National Innovation of U.S. Stablecoins), passed in July 2025, has provided long-awaited regulatory clarity—boosting confidence and accelerating adoption.
At the same time, the rise of AI agents is bringing new possibilities to stablecoin usage.
Adoption Signals from Industry Leaders
Tech giants like Apple, Google, Airbnb, and X (formerly Twitter) are testing stablecoin integrations to cut fees and optimize cross-border transactions.
Retail platforms such as Shopify and Spar are enabling stablecoin payments for faster, cheaper settlements.
Payment networks including Visa are expanding settlement capabilities, embedding stablecoins into the global financial infrastructure.
This mainstream adoption coincides with the emergence of AI-driven automation.
Novogratz: AI Will Become the Largest Stablecoin User
Galaxy Digital founder and CEO Mike Novogratz told Bloomberg: “In the not-so-distant future, the biggest user of stablecoins is going to be AI.”
He envisions AI agents handling everyday transactions on behalf of users:
Grocery agents that purchase food based on your diet.
Travel agents that book and pay for trips automatically.
Healthcare agents that manage insurance and prescription payments.
Coinbase developers echo this, suggesting that AI agents may become Ethereum’s largest power users, leveraging protocols like HTTP 402 for autonomous payments.
Research firm Bernstein projects the stablecoin market could reach $3 trillion by 2028, with AI adoption acting as a major driver.
XWorld: From Vision to Reality
While the industry debates the “AI + stablecoin” future, XWorld is already building it.
Launched in 2023, XWorld has grown into a self-sustaining agent economy, combining AI training, tokenized incentives, and stablecoin-based settlements. Users can create, deploy, and monetize AI agents across entertainment, gaming, and productivity—while stablecoins enable frictionless, global payments.
Key ecosystem highlights:
11M+ cumulative downloads and 1M+ MAUs on Telegram MiniApp, with 400K+ community members across platforms.
$22M+ in 2024 revenue, over 2B gameplay records, and $347M+ in token trading volume.
Popular agents include FactoryMind (+23,037% weekly gain) in smart manufacturing and NeoBody AI (+23.37%) in embodied intelligence.
Expanding use cases in healthcare AI, data analytics, and gaming, already aligning with stablecoin-backed micropayments.
These figures prove that the foundation of an autonomous agent economy is already in place.
Looking Ahead: XWorld’s Role in the AI–Stablecoin Future
Amid regulatory tailwinds and accelerating adoption, XWorld is set to lead the convergence of AI and stablecoins:
2026–2027: Achieve multi-agent intelligent collaboration and open SDKs/APIs, unlocking new income models for developers and community creators.
2028–2029: Enter the “AI-for-Everyone” era, fully launching agent creation tools and a modular marketplace for trading AI components.
2030 and beyond: Build a unified GameFi clearing system serving 500M+ users, powering metaverse economies driven by AI Agents—from autonomous driving to cosmic exploration—with stablecoins as the foundational layer for payments.
Conclusion
The convergence of AI agents and stablecoins is more than a possibility—it is already unfolding. Stablecoins are evolving from financial instruments into the currency of autonomous systems, and XWorld is at the forefront of making this transformation real.
The next chapter of Web3 will not only be decentralized but also autonomous, agent-driven, and powered by stablecoins.
🔗 Learn more and join XWorld
Website: xworlds.biz
Whitepaper: GitBook
MiniAPP: Telegram
Community: Telegram Group
Twitter: @xworld_ai
Linktree: xworld_ai
Hustle This Christmas, Unlock 2025 Airdrop Rewards!
Get ready for the XWorld Holiday Leaderboard Challenge, where your hustle not only brings incredible rewards but also sets you up for future 2025 Airdrop surprises! 💰
🗓 Event Duration: December 23, 2024 – January 19, 2025
🏆 Leaderboard Highlights:
Weekly Leaderboard: Updated weekly to showcase the top 10 hustlers!
Monthly Leaderboard: Tracks your total performance throughout the event, featuring the top 20 grinders.
🎯 How to Join the Fun:
Earn $BUILD and climb the leaderboard by:
✅ Completing daily tasks
🎮 Playing games and smashing game missions
🤝 Inviting friends to join the XWorld adventure
✨ Boosting your earnings with Sprite bonuses
👉 Leaderboard Rules:
Weekly Rankings: Based on $BUILD earned during the week.
Monthly Rankings: Calculated from your total $BUILD throughout the event.
Live Updates: Only the Top 100 players are displayed, refreshed every 5 minutes!
👑 Leaderboard Rewards:
💥 Weekly Rewards (Top 10):
🥇 1st Place: 30 TON
🥈 2nd Place: 20 TON
🥉 3rd Place: 15 TON
4th-10th Place: 10 TON each
💎 Monthly Rewards (Top 20):
🥇 1st Place: 150 TON
🥈 2nd Place: 100 TON
🥉 3rd Place: 80 TON
4th-10th Place: 50 TON each
11th-20th Place: 20 TON each
🎁 Special Reminder:
🔥 Your leaderboard performance isn’t just about TON rewards—it’ll play a huge role in future 2025 airdrop opportunities! The higher your ranking, especially your invite performance, the better your chances of being selected for future surprises. 🌟
⚠️ Important Notes:
Play Fair: Stick to XWorld’s community rules. Cheating or shady tactics will get you disqualified! 🚫
All rewards will be distributed within 7 working days after the event ends.
Event Terms: XWorld reserves the final interpretation rights for this event.
📢 Don’t Wait—Start Your Hustle!
Grab your chance to win TON rewards, climb the leaderboard, and secure your future airdrop opportunities in 2025! Let’s hustle this Christmas and beyond! 🎆
🔗 Join the Challenge NOW!
XWORLD AI Odyssey: Check-in & Level Up
📅 Event Duration: February 21 - March 10, 2025
🎯 How to Participate:
1️⃣ Daily Check-in: check in the #off-topic channel and stay active to earn XP. The most active community members will earn token rewards + AI Agent Early Access!
2️⃣ Follow Us on X (Twitter): https://x.com/xworld_ai
3️⃣ Join Channel Polls: Participate in community voting events.
4️⃣ Join Topic Discussions: Share your insights about AI Agent in #Activity-zone—we’ll randomly select 5 users to receive XWorld AI Agent Early Access!
🎁 Event Rewards:
🏆 XP Ranking Rewards: 10 Early Access spots + 100K BUILD rewards
🥇 1st Place: 30,000 BUILD + One Early Access spot
🥈 2nd Place: 20,000 BUILD+ One Early Access spot
🥉 3rd Place: 15,000 BUILD+ One Early Access spot
🎖 4th-10th Place: each will receive 5,000 BUILD + One Early Access spot
💬 Discussion Rewards: 5 randomly selected users from the topic discussions will win Early Access!
🎁 Community Milestone Rewards:
The more participants, the bigger the rewards!
300 participants: Unlock 200,000 BUILD gift codes.
500 participants: Unlock 300,000 BUILD gift codes.
1,000 participants: ??? Ultimate Grand Prize Gift Code!
🚀 Join now https://t.me/xworld_officialgroup
⚠️ Important Notes:
1️⃣ Each participant can receive a maximum of one Early Access spot—non-transferable.
2️⃣ Early Access Eligibility will be distributed after the official Early Access registration opens.
3️⃣ No cheating: Spamming, fake accounts, or manipulation will result in disqualification. 🚫
4️⃣ Winners must complete all required tasks to claim rewards. Winners will be announced within 3 working days, and rewards will be distributed within 7 working days.
5️⃣ X-WORLD reserves the final interpretation of the event rules.