Unexpected bills? School expenses? A small business opportunity? Loanova puts a reliable credit line in your pocket. Apply entirely from your phone, get a decision in minutes, and receive funds directly to your bank or e-wallet — no branch visits, no endless paperwork. Key Figures Borrow: ₱4,000 to ₱100,000 Repay over: 91 to 365 days Maximum APR: 29.2% Typical decision: within 5 minutes Illustrative Example Amount borrowed: ₱15,000 Repayment period: 180 days APR: 18% Interest over term: ₱1,331.51 Total repayment: ₱16,331.51 Monthly payment: ₱2,721.92 Actual terms depend on your credit profile and will be fully disclosed before you commit. Why People Choose Loanova Fully licensed. Leaflending Inc. is registered with the SEC and operates under Philippine law. Your borrowing is protected. Privacy by design. We encrypt your data at every step. We do not access your contact list, personal messages, or photo gallery, and we never share your information with unaffilia...