XWORLD AI Odyssey: Check-in & Level Up

As stablecoins gain momentum in global finance, AI agents are emerging as the key force driving adoption. Galaxy Digital founder Mike Novogratz predicts that AI will soon become the largest user of stablecoins. From payments to autonomous economies, this convergence is reshaping the future of Web3. At the forefront of this shift, XWorld has already built a self-sustaining ecosystem that integrates AI agents and stablecoin-powered transactions. Stablecoin Adoption Enters a New Era Stablecoins, digital assets pegged to fiat currencies such as the U.S. dollar, have become the backbone of digital finance. They offer price stability, rapid settlement, and cross-chain interoperability. As of August 2025, the global stablecoin market cap has reached $280 billion, accounting for 7% of the total crypto market. In the U.S., the GENIUS Act (Guidance and Establishment for National Innovation of U.S. Stablecoins), passed in July 2025, has provided long-awaited regulatory clarity—boosting confidence and accelerating adoption. At the same time, the rise of AI agents is bringing new possibilities to stablecoin usage. Adoption Signals from Industry Leaders Tech giants like Apple, Google, Airbnb, and X (formerly Twitter) are testing stablecoin integrations to cut fees and optimize cross-border transactions. Retail platforms such as Shopify and Spar are enabling stablecoin payments for faster, cheaper settlements. Payment networks including Visa are expanding settlement capabilities, embedding stablecoins into the global financial infrastructure. This mainstream adoption coincides with the emergence of AI-driven automation. Novogratz: AI Will Become the Largest Stablecoin User Galaxy Digital founder and CEO Mike Novogratz told Bloomberg: “In the not-so-distant future, the biggest user of stablecoins is going to be AI.” He envisions AI agents handling everyday transactions on behalf of users: Grocery agents that purchase food based on your diet. Travel agents that book and pay for trips automatically. Healthcare agents that manage insurance and prescription payments. Coinbase developers echo this, suggesting that AI agents may become Ethereum’s largest power users, leveraging protocols like HTTP 402 for autonomous payments. Research firm Bernstein projects the stablecoin market could reach $3 trillion by 2028, with AI adoption acting as a major driver. XWorld: From Vision to Reality While the industry debates the “AI + stablecoin” future, XWorld is already building it. Launched in 2023, XWorld has grown into a self-sustaining agent economy, combining AI training, tokenized incentives, and stablecoin-based settlements. Users can create, deploy, and monetize AI agents across entertainment, gaming, and productivity—while stablecoins enable frictionless, global payments. Key ecosystem highlights: 11M+ cumulative downloads and 1M+ MAUs on Telegram MiniApp, with 400K+ community members across platforms. $22M+ in 2024 revenue, over 2B gameplay records, and $347M+ in token trading volume. Popular agents include FactoryMind (+23,037% weekly gain) in smart manufacturing and NeoBody AI (+23.37%) in embodied intelligence. Expanding use cases in healthcare AI, data analytics, and gaming, already aligning with stablecoin-backed micropayments. These figures prove that the foundation of an autonomous agent economy is already in place. Looking Ahead: XWorld’s Role in the AI–Stablecoin Future Amid regulatory tailwinds and accelerating adoption, XWorld is set to lead the convergence of AI and stablecoins: 2026–2027: Achieve multi-agent intelligent collaboration and open SDKs/APIs, unlocking new income models for developers and community creators. 2028–2029: Enter the “AI-for-Everyone” era, fully launching agent creation tools and a modular marketplace for trading AI components. 2030 and beyond: Build a unified GameFi clearing system serving 500M+ users, powering metaverse economies driven by AI Agents—from autonomous driving to cosmic exploration—with stablecoins as the foundational layer for payments. Conclusion The convergence of AI agents and stablecoins is more than a possibility—it is already unfolding. Stablecoins are evolving from financial instruments into the currency of autonomous systems, and XWorld is at the forefront of making this transformation real. The next chapter of Web3 will not only be decentralized but also autonomous, agent-driven, and powered by stablecoins. 🔗 Learn more and join XWorld Website: xworlds.biz Whitepaper: GitBook MiniAPP: Telegram Community: Telegram Group Twitter: @xworld_ai Linktree: xworld_ai

XWORLD, the top-tier games, and apps recommendation platform, has recently released 52 versions for alpha testing. These versions have been carefully developed and refined to ensure a stunning release in the near future. XWORLD aims to provide users with a curated selection of the best games and apps available, ensuring an exceptional user experience. Stay tuned for the exciting release! X-World Version Update Records (Last 10 updates) Client 3.1.34 Release time: 2023/10/20 Optimization — Acceleration of $BUILD mining with H5 games participating in Optimization — Home page UI optimization New — Flash sale product notices added to homepage and game selection page Client 3.1.33 Release time: 2023/10/13 Optimization — Some UI details Optimization — Adjust the digging $BUILD boot style Added — Pop-up window of new user digs $BUILD prompt Added — Novice task guide (dig $BUILD guide) Fix — Handle human detection timeout issue Optimization — Smartlook screen recording logic Client 3.1.32 Optimization — Adjust some UI details Optimization — Added pop-up prompts for blank/error on network alliance task download page Optimization — Deal with the problem that some mobile phones cannot open permissions Optimization — The wallet balance increases currency switching, and the wallet hides tokens with a balance of 0 by default Client 3.1.31 App Store Path Adjustment Modify the minimum amount for forced wallet creation and backup wallet to 0.2 USD. Remove new user interest guidance Remove fresco and reduce package size Client 3.1.30 Fix the problem of integrating Smarlook Fixed the problem of incorrect loading of images in the game recommendation list Client 3.1.29 Added — Game recommendation list supports video playback Added — First transaction build adds withdrawal guidance Added — Smartlook (tool for recording user behavior) Optimization — Add pre-cache for novice pop-up window Optimization — add external link style to community posts Optimization — Add security prompt in permission guidance pop-up window Optimization — When returning to the audit status in the background, the Client adds audit judgment and reports it Optimization — Change the threshold for creating a wallet to 0.05 USD. Fix — Deal with the problem that the prop store is not displayed when the application is first opened after installation Fix — Deal with issue with video sound still playing after exiting video post Fix — Meizu phone failed to navigate to the application usage permission page set by the system Optimize other UI experiences and handle other issues Client 3.1.28 Added the function of sending pop-up windows in the background Application display status bar/navigation bar Optimize some UI displays and fix known issues Client 3.1.27 Add gaid to obtain retry mechanism Optimized web3 zone revision Adjust some UI and fix known issues Client 3.1.26 Added push notification to support icon display function Added the function of displaying/hiding small red dots in all bottom tabs of the homepage Added deep chain support to jump internal product/post/event details page Added the function of selecting interests for new users after registration Added functions for novice tasks and guidance Optimize the experience of changing the personal page address URL to the page path (Client multilingual processing) Optimize the experience of displaying balance for users who have not created a wallet Optimize the experience of following the author from the post details page and then returning to update the following status Optimize the experience of displaying high build guides on the library page once a day Fix the issue of selecting image permissions for android13 Fix the problem that the UUIDs reported by the exposure of community list items are all the same Fix the problem that clicking tab refresh fails Fix the problem of anr caused by web3 wallet initialization Fixed the issue of 403 error (restoring wallet function) when accessing links on some mobile phones Modify the app icon Client 3.1.25 Deep Chain supports jumping to fan list Payment/binding deep chain modification, payment interface parameter modification Client 3.1.24 Add functions for editing and deleting posts Add web3 page and the following tabs on the homepage Add the function of viewing larger images to the community map Add application to expose and report in the foreground The unified password for payment function is the wallet password Post search adds recommended games that can be associated Optimize the process of posting and selecting images Add follow/unfollow author function to post details page Add the function of clicking the post user avatar to jump to the guest status page Client 3.1.23 Change package name, signature, and configuration again Audit logic change Added Client Settings page Other issues to deal with XWORLD New-Gen Games & Apps Monetization Platform Earn Profits & Assets from Your App Usage Time Website | Twitter | Instagram | Facebook |Litepaper

In recent years, crypto finance has evolved rapidly: Bitcoin has secured its role as “digital gold,” DeFi sparked a wave of decentralized finance experiments, and NFTs pioneered a new form of digital asset expression. Now, another disruptive path is unfolding—the tokenization of traditional financial assets. Among these, US Stock Tokenization is emerging as one of the most promising breakthroughs. Industry Trends: The Convergence of AI, Stablecoins, and Tokenization Recent global developments highlight that the market is maturing quickly: Institutional Collaboration: DBS Bank, Franklin Templeton, and Ripple jointly launched tokenized funds interoperable with stablecoins, driving real-world trading and lending use cases. Clearer Regulation: Legislative progress like the US CLARITY Act is accelerating. Coinbase’s CEO described the trend as an “unstoppable freight train.” A clear framework will pave the way for institutional capital to enter tokenization and RWA. Productization Path: Bitwise has filed for a “Stablecoin & Tokenization ETF,” aiming to package stablecoin and tokenization infrastructure into compliant financial products, moving the industry from experimentation to large-scale adoption. Meanwhile, AI Agents are integrating into financial infrastructure: the Ethereum Foundation launched the dAI team to make blockchain the settlement and reputation layer for AI Agents, while Google is advancing the Agentic Payments protocol, enabling AI Agents to transact directly in stablecoins. Together, AI + Stablecoins + Tokenization are becoming the three pillars of new financial infrastructure. US Stock Tokenization: The Next Generation of Investing US Stock Tokenization enables traditional equities—like Apple, Tesla, and NVIDIA—to be issued as tokens backed 1:1 via licensed custodianship and on-chain mapping. Its advantages include: Regulatory Backing: Managed by licensed custodians, redeemable tokens; Fractionalized Access: Starting from just 1 USDT, significantly lowering entry barriers; 24/7 Trading: Free from Wall Street’s time zone restrictions, enabling round-the-clock liquidity. This means anyone worldwide can participate in Wall Street’s core assets using stablecoins—without cumbersome account setups or high fees. XWorld: Bringing the Future Forward While the industry is still discussing the potential of “AI + Tokenization,” XWorld has already launched tokenized US stock trading, deeply integrating with AI Agents and stablecoin payments: Trade Leading Assets: Coverage includes Apple, Tesla, NVIDIA, MicroStrategy, Circle, and the S&P 500; Seamless Experience: Wallet, trading, and AI assistant combined into a single platform; Low-Barrier, Transparent Investment: Tokens anchored to real-time stock prices, fully verifiable on-chain; Diverse Choices: Stock tokens filterable by industry, sector, or theme. Core data validates this model: since its 2023 launch, XWorld has surpassed 10 million downloads, built a community of over 1.14 million, and generated $22M+ revenue in 2024, with AI-driven applications continuing to expand. Looking Ahead: An AI-Powered Investment Era Over the next 2–3 years, US Stock Tokenization is expected to become a mainstream entry point into Web3. Combined with AI Agents and stablecoins, investing will become more intelligent and globalized: Agents automatically rebalance portfolios in response to news and market swings; Overnight shifts into safe-haven assets; Cross-chain and cross-border allocation for truly global wealth management. XWorld is not just a trading tool but a pioneer in the convergence of AI, stablecoins, and traditional finance. Investing will gradually shift from manual operations to seamless, AI Agent–driven experiences. Conclusion US Stock Tokenization is not just a technological breakthrough—it marks a milestone in the democratization of finance. With clearer regulations, institutional adoption, and the maturation of AI and payments infrastructure, the boundaries of on-chain finance are being redefined. In this transformation, XWorld is leading the charge, turning “trends” into “reality.” The future of investing will be open, intelligent, and borderless. 👉 Start today: from just 1 USDT, put world-class assets in your pocket and step into the AI-powered era of investing with XWorld. 🔗 Learn more and join XWorld Website: xworlds.biz Whitepaper: GitBook MiniAPP: Telegram Community: Telegram Group Twitter: @xworld_ai Linktree: xworld_ai