AI Agents on the Rise — The Driving Force Behind Stablecoin Adoption?
As stablecoins gain momentum in global finance, AI agents are emerging as the key force driving adoption. Galaxy Digital founder Mike Novogratz predicts that AI will soon become the largest user of stablecoins. From payments to autonomous economies, this convergence is reshaping the future of Web3. At the forefront of this shift, XWorld has already built a self-sustaining ecosystem that integrates AI agents and stablecoin-powered transactions.
Stablecoin Adoption Enters a New Era
Stablecoins, digital assets pegged to fiat currencies such as the U.S. dollar, have become the backbone of digital finance. They offer price stability, rapid settlement, and cross-chain interoperability. As of August 2025, the global stablecoin market cap has reached $280 billion, accounting for 7% of the total crypto market.
In the U.S., the GENIUS Act (Guidance and Establishment for National Innovation of U.S. Stablecoins), passed in July 2025, has provided long-awaited regulatory clarity—boosting confidence and accelerating adoption.
At the same time, the rise of AI agents is bringing new possibilities to stablecoin usage.
Adoption Signals from Industry Leaders
Tech giants like Apple, Google, Airbnb, and X (formerly Twitter) are testing stablecoin integrations to cut fees and optimize cross-border transactions.
Retail platforms such as Shopify and Spar are enabling stablecoin payments for faster, cheaper settlements.
Payment networks including Visa are expanding settlement capabilities, embedding stablecoins into the global financial infrastructure.
This mainstream adoption coincides with the emergence of AI-driven automation.
Novogratz: AI Will Become the Largest Stablecoin User
Galaxy Digital founder and CEO Mike Novogratz told Bloomberg: “In the not-so-distant future, the biggest user of stablecoins is going to be AI.”
He envisions AI agents handling everyday transactions on behalf of users:
Grocery agents that purchase food based on your diet.
Travel agents that book and pay for trips automatically.
Healthcare agents that manage insurance and prescription payments.
Coinbase developers echo this, suggesting that AI agents may become Ethereum’s largest power users, leveraging protocols like HTTP 402 for autonomous payments.
Research firm Bernstein projects the stablecoin market could reach $3 trillion by 2028, with AI adoption acting as a major driver.
XWorld: From Vision to Reality
While the industry debates the “AI + stablecoin” future, XWorld is already building it.
Launched in 2023, XWorld has grown into a self-sustaining agent economy, combining AI training, tokenized incentives, and stablecoin-based settlements. Users can create, deploy, and monetize AI agents across entertainment, gaming, and productivity—while stablecoins enable frictionless, global payments.
Key ecosystem highlights:
11M+ cumulative downloads and 1M+ MAUs on Telegram MiniApp, with 400K+ community members across platforms.
$22M+ in 2024 revenue, over 2B gameplay records, and $347M+ in token trading volume.
Popular agents include FactoryMind (+23,037% weekly gain) in smart manufacturing and NeoBody AI (+23.37%) in embodied intelligence.
Expanding use cases in healthcare AI, data analytics, and gaming, already aligning with stablecoin-backed micropayments.
These figures prove that the foundation of an autonomous agent economy is already in place.
Looking Ahead: XWorld’s Role in the AI–Stablecoin Future
Amid regulatory tailwinds and accelerating adoption, XWorld is set to lead the convergence of AI and stablecoins:
2026–2027: Achieve multi-agent intelligent collaboration and open SDKs/APIs, unlocking new income models for developers and community creators.
2028–2029: Enter the “AI-for-Everyone” era, fully launching agent creation tools and a modular marketplace for trading AI components.
2030 and beyond: Build a unified GameFi clearing system serving 500M+ users, powering metaverse economies driven by AI Agents—from autonomous driving to cosmic exploration—with stablecoins as the foundational layer for payments.
Conclusion
The convergence of AI agents and stablecoins is more than a possibility—it is already unfolding. Stablecoins are evolving from financial instruments into the currency of autonomous systems, and XWorld is at the forefront of making this transformation real.
The next chapter of Web3 will not only be decentralized but also autonomous, agent-driven, and powered by stablecoins.
🔗 Learn more and join XWorld
Website: xworlds.biz
Whitepaper: GitBook
MiniAPP: Telegram
Community: Telegram Group
Twitter: @xworld_ai
Linktree: xworld_ai
🚀 Power Jackpot Run | Countdown Mining Jackpot Now Live!
What if mining rewards came with an extra layer of excitement?
With Power Jackpot Run, FactoryMind turns every purchase of Standard Hashpower into not just mining income—but also a chance to hit the Jackpot.
Your mining rewards stay untouched. The Jackpot is pure upside.
⏰ Event Period
Starting August 28
👥 Eligible Users
Round 1: All users who purchase FactoryMind Agent ($FMND) Standard Hashpower
🛠 How to Join
Simply buy Standard Hashpower, you’re in automatically
No limits. The more you buy, the more chances you get
💰 Prize Pool Mechanics
Funding Source
10% $WORLD from every purchase goes directly into the prize pool
The other 90% is distributed normally—your mining income is unaffected
Countdown Rules
Initial timer: 6 hours
Every new purchase: +30 minutes
Timer capped at 12 hours
When the countdown hits zero → rewards are settled instantly
🏆 Reward Distribution
Ultimate Jackpot (50%) → Awarded to the final buyer
Shared Reward (30%) → Proportional to purchase size
Carry-Over (20%) → Rolled into the next round
📌 Example Scenario
Suppose in one round:
User A buys 2,000 $WORLD
User B buys 1,000 $WORLD
User C buys 200 $WORLD (and happens to be the last buyer)
Prize Pool = (2,000×10%) + (1,000×10%) + (200×10%) = 320 $WORLD
Settlement:
User C (last buyer): Jackpot = 50% = 160 $WORLD
Shared Reward (96 $WORLD):
A = 62.5% → 60 $WORLD
B = 31.25% → 30 $WORLD
C = 6.25% → 6 $WORLD
Next Round Carry-Over = 64 $WORLD
👉 Final outcome:
A earns 60 $WORLD
B earns 30 $WORLD
C earns 166 $WORLD total 🎉
🔑 Why Join?
✅ Extra Jackpot rewards, mining income unaffected
✅ More purchases = higher chances
✅ Early entry matters—token price may rise
✅ Unlimited participation across multiple rounds
🧭 How to Get Started
Entry: Agent Details Page
Countdown reminders: Telegram Group
⚠️ Important Notes
🚫 Any form of cheating, including fake invites, bot accounts, or spam behavior, will result in disqualification.
🛡️ XWorld reserves the right to interpret and adjust the event rules at any time.
⚠️ Risk Notice
This event involves digital assets. Token prices may fluctuate, and outcomes cannot be guaranteed. Please evaluate your risk tolerance before participating.
👉 Join the Jackpot Run now
New Feature: Agent Liquidity Mining Is LIVE!
XWorld is excited to unveil Agent Liquidity Mining — a brand-new mechanism to reward long-term holders and strengthen the ecosystem!
🌊 What Is Liquidity Mining?
By pairing your Agent Token with an equal amount of $WORLD, you can add liquidity and enjoy multiple rewards:
🔹 Up to 40% Annualized Yield
Rewards grow with time — the longer you stay in, the higher the APR (up to 40% after 12 months).
🔹 Earn Transaction Fees
Earn a share of trading fees generated from the liquidity pool, based on your contribution ratio.
🔹 Flexible Management
Create, partially withdraw, or fully remove your liquidity at any time. Unclaimed rewards will be automatically collected when you withdraw.
💡 Reward Details
Annualized Yield (APR)
Distributed monthly on the 1st (UTC+0) in off-chain $WORLD.
Yield increases linearly each month, up to a maximum of 40% APR.
Transaction Fees
Can be claimed manually at any time (gas fees apply), or automatically upon full withdrawal.
📌 Who Can Join?
For the best user experience, liquidity mining is only available to AI Agents with a market cap ≥ $1.5M
Trying to join early? You'll see this message:
"To ensure optimal functionality, liquidity mining is only open to AI Agents with a market cap of 2M or higher".
🛠 Feature Highlights
Access the feature directly via your Agent Details Page
Create positions with just a few clicks
View total position value, real-time APR, and unclaimed rewards
Sort and manage multiple liquidity positions with ease
All actions (add/remove/claim) supported with secure on-chain confirmation
🧪 Why This Matters
This is a key step in our mission to:
✅ Encourage long-term holding
✅ Boost liquidity and token stability
✅ Reward our early believers and ecosystem contributors
Agent Liquidity Mining is a smart move to earn rewards while strengthening the ecosystem.
Let your Agent work smarter, join now and make the most of your $WORLD!
🔗 Learn more and join XWorld
Website | Whitepaper | MiniAPP | Twitter | Telegram | Linktree