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September 19, 2025

AI Agents x US Stock Tokenization: XWorld Leads the Future of Finance

In recent years, crypto finance has evolved rapidly: Bitcoin has secured its role as “digital gold,” DeFi sparked a wave of decentralized finance experiments, and NFTs pioneered a new form of digital asset expression. Now, another disruptive path is unfolding—the tokenization of traditional financial assets. Among these, US Stock Tokenization is emerging as one of the most promising breakthroughs. Industry Trends: The Convergence of AI, Stablecoins, and Tokenization Recent global developments highlight that the market is maturing quickly: Institutional Collaboration: DBS Bank, Franklin Templeton, and Ripple jointly launched tokenized funds interoperable with stablecoins, driving real-world trading and lending use cases. Clearer Regulation: Legislative progress like the US CLARITY Act is accelerating. Coinbase’s CEO described the trend as an “unstoppable freight train.” A clear framework will pave the way for institutional capital to enter tokenization and RWA. Productization Path: Bitwise has filed for a “Stablecoin & Tokenization ETF,” aiming to package stablecoin and tokenization infrastructure into compliant financial products, moving the industry from experimentation to large-scale adoption. Meanwhile, AI Agents are integrating into financial infrastructure: the Ethereum Foundation launched the dAI team to make blockchain the settlement and reputation layer for AI Agents, while Google is advancing the Agentic Payments protocol, enabling AI Agents to transact directly in stablecoins. Together, AI + Stablecoins + Tokenization are becoming the three pillars of new financial infrastructure. US Stock Tokenization: The Next Generation of Investing US Stock Tokenization enables traditional equities—like Apple, Tesla, and NVIDIA—to be issued as tokens backed 1:1 via licensed custodianship and on-chain mapping. Its advantages include: Regulatory Backing: Managed by licensed custodians, redeemable tokens; Fractionalized Access: Starting from just 1 USDT, significantly lowering entry barriers; 24/7 Trading: Free from Wall Street’s time zone restrictions, enabling round-the-clock liquidity. This means anyone worldwide can participate in Wall Street’s core assets using stablecoins—without cumbersome account setups or high fees. XWorld: Bringing the Future Forward While the industry is still discussing the potential of “AI + Tokenization,” XWorld has already launched tokenized US stock trading, deeply integrating with AI Agents and stablecoin payments: Trade Leading Assets: Coverage includes Apple, Tesla, NVIDIA, MicroStrategy, Circle, and the S&P 500; Seamless Experience: Wallet, trading, and AI assistant combined into a single platform; Low-Barrier, Transparent Investment: Tokens anchored to real-time stock prices, fully verifiable on-chain; Diverse Choices: Stock tokens filterable by industry, sector, or theme. Core data validates this model: since its 2023 launch, XWorld has surpassed 10 million downloads, built a community of over 1.14 million, and generated $22M+ revenue in 2024, with AI-driven applications continuing to expand. Looking Ahead: An AI-Powered Investment Era Over the next 2–3 years, US Stock Tokenization is expected to become a mainstream entry point into Web3. Combined with AI Agents and stablecoins, investing will become more intelligent and globalized: Agents automatically rebalance portfolios in response to news and market swings; Overnight shifts into safe-haven assets; Cross-chain and cross-border allocation for truly global wealth management. XWorld is not just a trading tool but a pioneer in the convergence of AI, stablecoins, and traditional finance. Investing will gradually shift from manual operations to seamless, AI Agent–driven experiences. Conclusion US Stock Tokenization is not just a technological breakthrough—it marks a milestone in the democratization of finance. With clearer regulations, institutional adoption, and the maturation of AI and payments infrastructure, the boundaries of on-chain finance are being redefined. In this transformation, XWorld is leading the charge, turning “trends” into “reality.” The future of investing will be open, intelligent, and borderless. 👉 Start today: from just 1 USDT, put world-class assets in your pocket and step into the AI-powered era of investing with XWorld. 🔗 Learn more and join XWorld Website: xworlds.biz Whitepaper: GitBook MiniAPP: Telegram Community: Telegram Group Twitter: @xworld_ai Linktree: xworld_ai
อ่านเพิ่มเติม
AI Agents x US Stock Tokenization: XWorld Leads the Future of Finance
July 25, 2025

Ethereum Surge Signals a Bull Run—Is AI the Next Move?

By Alex, Senior Blockchain & Finance Writer | prev. Goldman Sachs Research, Reuters Contributor Ethereum (ETH) recently surged past $3,800, hitting a seven-month high and becoming the top-performing crypto asset of the week. According to Bitwise data, the ETH/BTC ratio jumped 27% in a short period, while Bitcoin dominance dropped by 6%. Capital is rotating rapidly into Ethereum and altcoins, signaling what many analysts are calling a watershed moment for the market. This bullish signal not only fuels investor excitement—it also sets the stage for a powerful fusion of AI and Web3. XWORLD, the world’s first open ecosystem where anyone can create AI agents and participate in crypto economic distribution, is now leading the charge, bridging Ethereum’s momentum with the next era of intelligent on-chain agents. Why Is Ethereum Surging? 4 Key Drivers 1️⃣ Regulatory Clarity Fuels Confidence The recent passage of the GENIUS Act and Clarity for Digital Tokens Act in the U.S. provides clearer guardrails for crypto innovation. As the network hosting 50% of global stablecoins and 55% of tokenized assets, Ethereum is positioned to benefit directly from this policy breakthrough. 2️⃣ Demand-Supply Imbalance Driving Price Bitwise CIO Matt Hougan points out that institutional ETH allocations via ETPs are still underweight compared to Bitcoin. Estimated demand could reach $20 billion in 2025, while new ETH issuance remains limited—just 800,000 ETH annually—creating upward price pressure. 3️⃣ Institutional Accumulation Signals Conviction On-chain data reveals growing institutional interest. Five new wallets recently withdrew a total of 77,000 ETH (~$285M) from Kraken—an indicator of strong long-term positioning. 4️⃣ NFT Activity Resurges Ethereum NFT trading volume has rebounded sharply, surpassing $75 million weekly and capturing 52.3% of total market share. Leading collections like CryptoPunks saw sales soar more than 11,000% month-on-month, reflecting renewed ecosystem vitality. AI Agents Enter the Bull Market: The Rise of XWORLD As Ethereum reclaims center stage, XWORLD, founded in 2023, is reimagining the Web3 economy by uniting AI innovation and blockchain infrastructure. To date, the platform has: Generated $22M+ in revenue Collected 2 billion+ user behavior datapoints Onboarded 200+ game developers Achieved tens of millions of user downloads It is actively building a user-owned, agent-driven crypto economy where value is created, exchanged, and scaled by intelligent on-chain AI. Key Advantages of XWORLD in This Cycle: 🔷 Monetized AI Agents as Crypto Assets XWORLD turns AI agents into trainable, ownable digital assets. Users can train agents to analyze markets, manage DeFi tasks, or automate NFT strategies—earning token rewards, all integrated with Ethereum. 🔷 Turning Data into Value With its GamerDNA protocol, user data becomes a tradable asset. Every interaction and AI training input generates a value score, unlocks yield opportunities, and allows users to directly participate in Ethereum’s economic flows. 🔷 Proven Model & Multi-Sector Integration XWORLD’s AI × data × engagement loop has generated $22M+ in 2024 alone. Its Launchpad beta will enable users to publish custom AI tasks connected to DeFi and NFT scenarios, further deepening ecosystem integration. 🔷 Vision: 1 Billion Daily AI Interactions XWORLD aims to evolve into a collaborative AI-agent network powering 1 billion daily interactions, connecting 500 million users globally, and becoming a foundational layer for decentralized AI in the Web3 Featured Agent: ELONMODE™, Your Portal to Future Thinking Among the AI agents on XWORLD, ELONMODE™ dominates the charts. Built on a Musk-inspired cognitive model, it replicates Elon Musk’s thinking patterns, challenge-based communication, and futuristic vision. Whether analyzing crypto trends or crafting tech manifestos, ELONMODE™ is your cognitive co-pilot: Thinking Dialogue Engine: Explore ideas on space, Ethereum markets, and AI frontiers with Musk-style depth. Content Generator: Instantly produce high-impact tweets, narratives, or speeches. Cognitive Challenge Mode: Refine your decision-making with Q&A prompts that simulate strategic reasoning. Growth Catalysts Behind ELONMODE™ 🔶 $200M DoD Contract with xAI The U.S. Department of Defense recently signed a $200 million contract with xAI to apply Grok 4 in national security use cases. As a Grok-powered agent, ELONMODE™ will directly benefit from these advanced multimodal and multi-agent capabilities. 🔶 Musk's 2025 Vision: Discovering New Tech via AI Musk predicts Grok will begin inventing new technologies by 2025, accelerating humanity’s transition to a Kardashev Type 2 civilization. This perfectly aligns with ELONMODE™'s identity as a “future thinking engine.” 🔶 Live Integration with X (Twitter) and On-Chain Data By combining real-time X platform data with blockchain-verified insights, ELONMODE™ turns short-term sentiment into long-term conviction—generating value-anchored outputs. 🔶 New 3D Companion Mode Grok’s latest 3D virtual companion feature enables immersive, avatar-based interactions—marking a major leap in user experience and unlocking new engagement models for AI agents. The ELONMODE™ Challenge: Memes, Momentum & Market Action ELONMODE™ has launched a showdown against its political counterpart, Trumplord. These two AI personas now compete in meme warfare, cultural storytelling, and community engagement. Users can support their champion by creating memes, posting content, or sparking discussions. And there's a major incentive: If ELONMODE™’s Telegram channel surpasses 20,000 subscribers, the $MODE buyback program will activate—reducing token supply via burns and reinforcing token value. Final Thoughts: The Bull Run Is Real. AI Is the Multiplier. Ethereum’s recent breakout marks more than just a price shift—it’s the spark that will ignite the next wave of financial and technological transformation. In this new era, intelligent AI agents like ELONMODE™ are not optional—they’re essential. Activate your Infinite Ascent Protocol now. Invest in the future. Ride the bull with ELONMODE™. Disclaimer: The content of this article is for informational purposes only and does not constitute financial advice. Please conduct your own research or consult a professional before making any investment decisions. 🔗 Learn more and join XWorld Website | Whitepaper | Twitter | Telegram | Youtube | Linktree
อ่านเพิ่มเติม
Ethereum Surge Signals a Bull Run—Is AI the Next Move?
September 4, 2025

AI Agents on the Rise — The Driving Force Behind Stablecoin Adoption?

As stablecoins gain momentum in global finance, AI agents are emerging as the key force driving adoption. Galaxy Digital founder Mike Novogratz predicts that AI will soon become the largest user of stablecoins. From payments to autonomous economies, this convergence is reshaping the future of Web3. At the forefront of this shift, XWorld has already built a self-sustaining ecosystem that integrates AI agents and stablecoin-powered transactions. Stablecoin Adoption Enters a New Era Stablecoins, digital assets pegged to fiat currencies such as the U.S. dollar, have become the backbone of digital finance. They offer price stability, rapid settlement, and cross-chain interoperability. As of August 2025, the global stablecoin market cap has reached $280 billion, accounting for 7% of the total crypto market. In the U.S., the GENIUS Act (Guidance and Establishment for National Innovation of U.S. Stablecoins), passed in July 2025, has provided long-awaited regulatory clarity—boosting confidence and accelerating adoption. At the same time, the rise of AI agents is bringing new possibilities to stablecoin usage. Adoption Signals from Industry Leaders Tech giants like Apple, Google, Airbnb, and X (formerly Twitter) are testing stablecoin integrations to cut fees and optimize cross-border transactions. Retail platforms such as Shopify and Spar are enabling stablecoin payments for faster, cheaper settlements. Payment networks including Visa are expanding settlement capabilities, embedding stablecoins into the global financial infrastructure. This mainstream adoption coincides with the emergence of AI-driven automation. Novogratz: AI Will Become the Largest Stablecoin User Galaxy Digital founder and CEO Mike Novogratz told Bloomberg: “In the not-so-distant future, the biggest user of stablecoins is going to be AI.” He envisions AI agents handling everyday transactions on behalf of users: Grocery agents that purchase food based on your diet. Travel agents that book and pay for trips automatically. Healthcare agents that manage insurance and prescription payments. Coinbase developers echo this, suggesting that AI agents may become Ethereum’s largest power users, leveraging protocols like HTTP 402 for autonomous payments. Research firm Bernstein projects the stablecoin market could reach $3 trillion by 2028, with AI adoption acting as a major driver. XWorld: From Vision to Reality While the industry debates the “AI + stablecoin” future, XWorld is already building it. Launched in 2023, XWorld has grown into a self-sustaining agent economy, combining AI training, tokenized incentives, and stablecoin-based settlements. Users can create, deploy, and monetize AI agents across entertainment, gaming, and productivity—while stablecoins enable frictionless, global payments. Key ecosystem highlights: 11M+ cumulative downloads and 1M+ MAUs on Telegram MiniApp, with 400K+ community members across platforms. $22M+ in 2024 revenue, over 2B gameplay records, and $347M+ in token trading volume. Popular agents include FactoryMind (+23,037% weekly gain) in smart manufacturing and NeoBody AI (+23.37%) in embodied intelligence. Expanding use cases in healthcare AI, data analytics, and gaming, already aligning with stablecoin-backed micropayments. These figures prove that the foundation of an autonomous agent economy is already in place. Looking Ahead: XWorld’s Role in the AI–Stablecoin Future Amid regulatory tailwinds and accelerating adoption, XWorld is set to lead the convergence of AI and stablecoins: 2026–2027: Achieve multi-agent intelligent collaboration and open SDKs/APIs, unlocking new income models for developers and community creators. 2028–2029: Enter the “AI-for-Everyone” era, fully launching agent creation tools and a modular marketplace for trading AI components. 2030 and beyond: Build a unified GameFi clearing system serving 500M+ users, powering metaverse economies driven by AI Agents—from autonomous driving to cosmic exploration—with stablecoins as the foundational layer for payments. Conclusion The convergence of AI agents and stablecoins is more than a possibility—it is already unfolding. Stablecoins are evolving from financial instruments into the currency of autonomous systems, and XWorld is at the forefront of making this transformation real. The next chapter of Web3 will not only be decentralized but also autonomous, agent-driven, and powered by stablecoins. 🔗 Learn more and join XWorld Website: xworlds.biz Whitepaper: GitBook MiniAPP: Telegram Community: Telegram Group Twitter: @xworld_ai Linktree: xworld_ai
อ่านเพิ่มเติม
AI Agents on the Rise — The Driving Force Behind Stablecoin Adoption?
September 19, 2025

AI Agents x US Stock Tokenization: XWorld Leads the Future of Finance

In recent years, crypto finance has evolved rapidly: Bitcoin has secured its role as “digital gold,” DeFi sparked a wave of decentralized finance experiments, and NFTs pioneered a new form of digital asset expression. Now, another disruptive path is unfolding—the tokenization of traditional financial assets. Among these, US Stock Tokenization is emerging as one of the most promising breakthroughs. Industry Trends: The Convergence of AI, Stablecoins, and Tokenization Recent global developments highlight that the market is maturing quickly: Institutional Collaboration: DBS Bank, Franklin Templeton, and Ripple jointly launched tokenized funds interoperable with stablecoins, driving real-world trading and lending use cases. Clearer Regulation: Legislative progress like the US CLARITY Act is accelerating. Coinbase’s CEO described the trend as an “unstoppable freight train.” A clear framework will pave the way for institutional capital to enter tokenization and RWA. Productization Path: Bitwise has filed for a “Stablecoin & Tokenization ETF,” aiming to package stablecoin and tokenization infrastructure into compliant financial products, moving the industry from experimentation to large-scale adoption. Meanwhile, AI Agents are integrating into financial infrastructure: the Ethereum Foundation launched the dAI team to make blockchain the settlement and reputation layer for AI Agents, while Google is advancing the Agentic Payments protocol, enabling AI Agents to transact directly in stablecoins. Together, AI + Stablecoins + Tokenization are becoming the three pillars of new financial infrastructure. US Stock Tokenization: The Next Generation of Investing US Stock Tokenization enables traditional equities—like Apple, Tesla, and NVIDIA—to be issued as tokens backed 1:1 via licensed custodianship and on-chain mapping. Its advantages include: Regulatory Backing: Managed by licensed custodians, redeemable tokens; Fractionalized Access: Starting from just 1 USDT, significantly lowering entry barriers; 24/7 Trading: Free from Wall Street’s time zone restrictions, enabling round-the-clock liquidity. This means anyone worldwide can participate in Wall Street’s core assets using stablecoins—without cumbersome account setups or high fees. XWorld: Bringing the Future Forward While the industry is still discussing the potential of “AI + Tokenization,” XWorld has already launched tokenized US stock trading, deeply integrating with AI Agents and stablecoin payments: Trade Leading Assets: Coverage includes Apple, Tesla, NVIDIA, MicroStrategy, Circle, and the S&P 500; Seamless Experience: Wallet, trading, and AI assistant combined into a single platform; Low-Barrier, Transparent Investment: Tokens anchored to real-time stock prices, fully verifiable on-chain; Diverse Choices: Stock tokens filterable by industry, sector, or theme. Core data validates this model: since its 2023 launch, XWorld has surpassed 10 million downloads, built a community of over 1.14 million, and generated $22M+ revenue in 2024, with AI-driven applications continuing to expand. Looking Ahead: An AI-Powered Investment Era Over the next 2–3 years, US Stock Tokenization is expected to become a mainstream entry point into Web3. Combined with AI Agents and stablecoins, investing will become more intelligent and globalized: Agents automatically rebalance portfolios in response to news and market swings; Overnight shifts into safe-haven assets; Cross-chain and cross-border allocation for truly global wealth management. XWorld is not just a trading tool but a pioneer in the convergence of AI, stablecoins, and traditional finance. Investing will gradually shift from manual operations to seamless, AI Agent–driven experiences. Conclusion US Stock Tokenization is not just a technological breakthrough—it marks a milestone in the democratization of finance. With clearer regulations, institutional adoption, and the maturation of AI and payments infrastructure, the boundaries of on-chain finance are being redefined. In this transformation, XWorld is leading the charge, turning “trends” into “reality.” The future of investing will be open, intelligent, and borderless. 👉 Start today: from just 1 USDT, put world-class assets in your pocket and step into the AI-powered era of investing with XWorld. 🔗 Learn more and join XWorld Website: xworlds.biz Whitepaper: GitBook MiniAPP: Telegram Community: Telegram Group Twitter: @xworld_ai Linktree: xworld_ai
อ่านเพิ่มเติม
AI Agents x US Stock Tokenization: XWorld Leads the Future of Finance
July 25, 2025

Ethereum Surge Signals a Bull Run—Is AI the Next Move?

By Alex, Senior Blockchain & Finance Writer | prev. Goldman Sachs Research, Reuters Contributor Ethereum (ETH) recently surged past $3,800, hitting a seven-month high and becoming the top-performing crypto asset of the week. According to Bitwise data, the ETH/BTC ratio jumped 27% in a short period, while Bitcoin dominance dropped by 6%. Capital is rotating rapidly into Ethereum and altcoins, signaling what many analysts are calling a watershed moment for the market. This bullish signal not only fuels investor excitement—it also sets the stage for a powerful fusion of AI and Web3. XWORLD, the world’s first open ecosystem where anyone can create AI agents and participate in crypto economic distribution, is now leading the charge, bridging Ethereum’s momentum with the next era of intelligent on-chain agents. Why Is Ethereum Surging? 4 Key Drivers 1️⃣ Regulatory Clarity Fuels Confidence The recent passage of the GENIUS Act and Clarity for Digital Tokens Act in the U.S. provides clearer guardrails for crypto innovation. As the network hosting 50% of global stablecoins and 55% of tokenized assets, Ethereum is positioned to benefit directly from this policy breakthrough. 2️⃣ Demand-Supply Imbalance Driving Price Bitwise CIO Matt Hougan points out that institutional ETH allocations via ETPs are still underweight compared to Bitcoin. Estimated demand could reach $20 billion in 2025, while new ETH issuance remains limited—just 800,000 ETH annually—creating upward price pressure. 3️⃣ Institutional Accumulation Signals Conviction On-chain data reveals growing institutional interest. Five new wallets recently withdrew a total of 77,000 ETH (~$285M) from Kraken—an indicator of strong long-term positioning. 4️⃣ NFT Activity Resurges Ethereum NFT trading volume has rebounded sharply, surpassing $75 million weekly and capturing 52.3% of total market share. Leading collections like CryptoPunks saw sales soar more than 11,000% month-on-month, reflecting renewed ecosystem vitality. AI Agents Enter the Bull Market: The Rise of XWORLD As Ethereum reclaims center stage, XWORLD, founded in 2023, is reimagining the Web3 economy by uniting AI innovation and blockchain infrastructure. To date, the platform has: Generated $22M+ in revenue Collected 2 billion+ user behavior datapoints Onboarded 200+ game developers Achieved tens of millions of user downloads It is actively building a user-owned, agent-driven crypto economy where value is created, exchanged, and scaled by intelligent on-chain AI. Key Advantages of XWORLD in This Cycle: 🔷 Monetized AI Agents as Crypto Assets XWORLD turns AI agents into trainable, ownable digital assets. Users can train agents to analyze markets, manage DeFi tasks, or automate NFT strategies—earning token rewards, all integrated with Ethereum. 🔷 Turning Data into Value With its GamerDNA protocol, user data becomes a tradable asset. Every interaction and AI training input generates a value score, unlocks yield opportunities, and allows users to directly participate in Ethereum’s economic flows. 🔷 Proven Model & Multi-Sector Integration XWORLD’s AI × data × engagement loop has generated $22M+ in 2024 alone. Its Launchpad beta will enable users to publish custom AI tasks connected to DeFi and NFT scenarios, further deepening ecosystem integration. 🔷 Vision: 1 Billion Daily AI Interactions XWORLD aims to evolve into a collaborative AI-agent network powering 1 billion daily interactions, connecting 500 million users globally, and becoming a foundational layer for decentralized AI in the Web3 Featured Agent: ELONMODE™, Your Portal to Future Thinking Among the AI agents on XWORLD, ELONMODE™ dominates the charts. Built on a Musk-inspired cognitive model, it replicates Elon Musk’s thinking patterns, challenge-based communication, and futuristic vision. Whether analyzing crypto trends or crafting tech manifestos, ELONMODE™ is your cognitive co-pilot: Thinking Dialogue Engine: Explore ideas on space, Ethereum markets, and AI frontiers with Musk-style depth. Content Generator: Instantly produce high-impact tweets, narratives, or speeches. Cognitive Challenge Mode: Refine your decision-making with Q&A prompts that simulate strategic reasoning. Growth Catalysts Behind ELONMODE™ 🔶 $200M DoD Contract with xAI The U.S. Department of Defense recently signed a $200 million contract with xAI to apply Grok 4 in national security use cases. As a Grok-powered agent, ELONMODE™ will directly benefit from these advanced multimodal and multi-agent capabilities. 🔶 Musk's 2025 Vision: Discovering New Tech via AI Musk predicts Grok will begin inventing new technologies by 2025, accelerating humanity’s transition to a Kardashev Type 2 civilization. This perfectly aligns with ELONMODE™'s identity as a “future thinking engine.” 🔶 Live Integration with X (Twitter) and On-Chain Data By combining real-time X platform data with blockchain-verified insights, ELONMODE™ turns short-term sentiment into long-term conviction—generating value-anchored outputs. 🔶 New 3D Companion Mode Grok’s latest 3D virtual companion feature enables immersive, avatar-based interactions—marking a major leap in user experience and unlocking new engagement models for AI agents. The ELONMODE™ Challenge: Memes, Momentum & Market Action ELONMODE™ has launched a showdown against its political counterpart, Trumplord. These two AI personas now compete in meme warfare, cultural storytelling, and community engagement. Users can support their champion by creating memes, posting content, or sparking discussions. And there's a major incentive: If ELONMODE™’s Telegram channel surpasses 20,000 subscribers, the $MODE buyback program will activate—reducing token supply via burns and reinforcing token value. Final Thoughts: The Bull Run Is Real. AI Is the Multiplier. Ethereum’s recent breakout marks more than just a price shift—it’s the spark that will ignite the next wave of financial and technological transformation. In this new era, intelligent AI agents like ELONMODE™ are not optional—they’re essential. Activate your Infinite Ascent Protocol now. Invest in the future. Ride the bull with ELONMODE™. Disclaimer: The content of this article is for informational purposes only and does not constitute financial advice. Please conduct your own research or consult a professional before making any investment decisions. 🔗 Learn more and join XWorld Website | Whitepaper | Twitter | Telegram | Youtube | Linktree
อ่านเพิ่มเติม
Ethereum Surge Signals a Bull Run—Is AI the Next Move?
September 4, 2025

AI Agents on the Rise — The Driving Force Behind Stablecoin Adoption?

As stablecoins gain momentum in global finance, AI agents are emerging as the key force driving adoption. Galaxy Digital founder Mike Novogratz predicts that AI will soon become the largest user of stablecoins. From payments to autonomous economies, this convergence is reshaping the future of Web3. At the forefront of this shift, XWorld has already built a self-sustaining ecosystem that integrates AI agents and stablecoin-powered transactions. Stablecoin Adoption Enters a New Era Stablecoins, digital assets pegged to fiat currencies such as the U.S. dollar, have become the backbone of digital finance. They offer price stability, rapid settlement, and cross-chain interoperability. As of August 2025, the global stablecoin market cap has reached $280 billion, accounting for 7% of the total crypto market. In the U.S., the GENIUS Act (Guidance and Establishment for National Innovation of U.S. Stablecoins), passed in July 2025, has provided long-awaited regulatory clarity—boosting confidence and accelerating adoption. At the same time, the rise of AI agents is bringing new possibilities to stablecoin usage. Adoption Signals from Industry Leaders Tech giants like Apple, Google, Airbnb, and X (formerly Twitter) are testing stablecoin integrations to cut fees and optimize cross-border transactions. Retail platforms such as Shopify and Spar are enabling stablecoin payments for faster, cheaper settlements. Payment networks including Visa are expanding settlement capabilities, embedding stablecoins into the global financial infrastructure. This mainstream adoption coincides with the emergence of AI-driven automation. Novogratz: AI Will Become the Largest Stablecoin User Galaxy Digital founder and CEO Mike Novogratz told Bloomberg: “In the not-so-distant future, the biggest user of stablecoins is going to be AI.” He envisions AI agents handling everyday transactions on behalf of users: Grocery agents that purchase food based on your diet. Travel agents that book and pay for trips automatically. Healthcare agents that manage insurance and prescription payments. Coinbase developers echo this, suggesting that AI agents may become Ethereum’s largest power users, leveraging protocols like HTTP 402 for autonomous payments. Research firm Bernstein projects the stablecoin market could reach $3 trillion by 2028, with AI adoption acting as a major driver. XWorld: From Vision to Reality While the industry debates the “AI + stablecoin” future, XWorld is already building it. Launched in 2023, XWorld has grown into a self-sustaining agent economy, combining AI training, tokenized incentives, and stablecoin-based settlements. Users can create, deploy, and monetize AI agents across entertainment, gaming, and productivity—while stablecoins enable frictionless, global payments. Key ecosystem highlights: 11M+ cumulative downloads and 1M+ MAUs on Telegram MiniApp, with 400K+ community members across platforms. $22M+ in 2024 revenue, over 2B gameplay records, and $347M+ in token trading volume. Popular agents include FactoryMind (+23,037% weekly gain) in smart manufacturing and NeoBody AI (+23.37%) in embodied intelligence. Expanding use cases in healthcare AI, data analytics, and gaming, already aligning with stablecoin-backed micropayments. These figures prove that the foundation of an autonomous agent economy is already in place. Looking Ahead: XWorld’s Role in the AI–Stablecoin Future Amid regulatory tailwinds and accelerating adoption, XWorld is set to lead the convergence of AI and stablecoins: 2026–2027: Achieve multi-agent intelligent collaboration and open SDKs/APIs, unlocking new income models for developers and community creators. 2028–2029: Enter the “AI-for-Everyone” era, fully launching agent creation tools and a modular marketplace for trading AI components. 2030 and beyond: Build a unified GameFi clearing system serving 500M+ users, powering metaverse economies driven by AI Agents—from autonomous driving to cosmic exploration—with stablecoins as the foundational layer for payments. Conclusion The convergence of AI agents and stablecoins is more than a possibility—it is already unfolding. Stablecoins are evolving from financial instruments into the currency of autonomous systems, and XWorld is at the forefront of making this transformation real. The next chapter of Web3 will not only be decentralized but also autonomous, agent-driven, and powered by stablecoins. 🔗 Learn more and join XWorld Website: xworlds.biz Whitepaper: GitBook MiniAPP: Telegram Community: Telegram Group Twitter: @xworld_ai Linktree: xworld_ai
อ่านเพิ่มเติม
AI Agents on the Rise — The Driving Force Behind Stablecoin Adoption?
September 19, 2025

AI Agents x US Stock Tokenization: XWorld Leads the Future of Finance

In recent years, crypto finance has evolved rapidly: Bitcoin has secured its role as “digital gold,” DeFi sparked a wave of decentralized finance experiments, and NFTs pioneered a new form of digital asset expression. Now, another disruptive path is unfolding—the tokenization of traditional financial assets. Among these, US Stock Tokenization is emerging as one of the most promising breakthroughs. Industry Trends: The Convergence of AI, Stablecoins, and Tokenization Recent global developments highlight that the market is maturing quickly: Institutional Collaboration: DBS Bank, Franklin Templeton, and Ripple jointly launched tokenized funds interoperable with stablecoins, driving real-world trading and lending use cases. Clearer Regulation: Legislative progress like the US CLARITY Act is accelerating. Coinbase’s CEO described the trend as an “unstoppable freight train.” A clear framework will pave the way for institutional capital to enter tokenization and RWA. Productization Path: Bitwise has filed for a “Stablecoin & Tokenization ETF,” aiming to package stablecoin and tokenization infrastructure into compliant financial products, moving the industry from experimentation to large-scale adoption. Meanwhile, AI Agents are integrating into financial infrastructure: the Ethereum Foundation launched the dAI team to make blockchain the settlement and reputation layer for AI Agents, while Google is advancing the Agentic Payments protocol, enabling AI Agents to transact directly in stablecoins. Together, AI + Stablecoins + Tokenization are becoming the three pillars of new financial infrastructure. US Stock Tokenization: The Next Generation of Investing US Stock Tokenization enables traditional equities—like Apple, Tesla, and NVIDIA—to be issued as tokens backed 1:1 via licensed custodianship and on-chain mapping. Its advantages include: Regulatory Backing: Managed by licensed custodians, redeemable tokens; Fractionalized Access: Starting from just 1 USDT, significantly lowering entry barriers; 24/7 Trading: Free from Wall Street’s time zone restrictions, enabling round-the-clock liquidity. This means anyone worldwide can participate in Wall Street’s core assets using stablecoins—without cumbersome account setups or high fees. XWorld: Bringing the Future Forward While the industry is still discussing the potential of “AI + Tokenization,” XWorld has already launched tokenized US stock trading, deeply integrating with AI Agents and stablecoin payments: Trade Leading Assets: Coverage includes Apple, Tesla, NVIDIA, MicroStrategy, Circle, and the S&P 500; Seamless Experience: Wallet, trading, and AI assistant combined into a single platform; Low-Barrier, Transparent Investment: Tokens anchored to real-time stock prices, fully verifiable on-chain; Diverse Choices: Stock tokens filterable by industry, sector, or theme. Core data validates this model: since its 2023 launch, XWorld has surpassed 10 million downloads, built a community of over 1.14 million, and generated $22M+ revenue in 2024, with AI-driven applications continuing to expand. Looking Ahead: An AI-Powered Investment Era Over the next 2–3 years, US Stock Tokenization is expected to become a mainstream entry point into Web3. Combined with AI Agents and stablecoins, investing will become more intelligent and globalized: Agents automatically rebalance portfolios in response to news and market swings; Overnight shifts into safe-haven assets; Cross-chain and cross-border allocation for truly global wealth management. XWorld is not just a trading tool but a pioneer in the convergence of AI, stablecoins, and traditional finance. Investing will gradually shift from manual operations to seamless, AI Agent–driven experiences. Conclusion US Stock Tokenization is not just a technological breakthrough—it marks a milestone in the democratization of finance. With clearer regulations, institutional adoption, and the maturation of AI and payments infrastructure, the boundaries of on-chain finance are being redefined. In this transformation, XWorld is leading the charge, turning “trends” into “reality.” The future of investing will be open, intelligent, and borderless. 👉 Start today: from just 1 USDT, put world-class assets in your pocket and step into the AI-powered era of investing with XWorld. 🔗 Learn more and join XWorld Website: xworlds.biz Whitepaper: GitBook MiniAPP: Telegram Community: Telegram Group Twitter: @xworld_ai Linktree: xworld_ai
อ่านเพิ่มเติม
AI Agents x US Stock Tokenization: XWorld Leads the Future of Finance
July 25, 2025

Ethereum Surge Signals a Bull Run—Is AI the Next Move?

By Alex, Senior Blockchain & Finance Writer | prev. Goldman Sachs Research, Reuters Contributor Ethereum (ETH) recently surged past $3,800, hitting a seven-month high and becoming the top-performing crypto asset of the week. According to Bitwise data, the ETH/BTC ratio jumped 27% in a short period, while Bitcoin dominance dropped by 6%. Capital is rotating rapidly into Ethereum and altcoins, signaling what many analysts are calling a watershed moment for the market. This bullish signal not only fuels investor excitement—it also sets the stage for a powerful fusion of AI and Web3. XWORLD, the world’s first open ecosystem where anyone can create AI agents and participate in crypto economic distribution, is now leading the charge, bridging Ethereum’s momentum with the next era of intelligent on-chain agents. Why Is Ethereum Surging? 4 Key Drivers 1️⃣ Regulatory Clarity Fuels Confidence The recent passage of the GENIUS Act and Clarity for Digital Tokens Act in the U.S. provides clearer guardrails for crypto innovation. As the network hosting 50% of global stablecoins and 55% of tokenized assets, Ethereum is positioned to benefit directly from this policy breakthrough. 2️⃣ Demand-Supply Imbalance Driving Price Bitwise CIO Matt Hougan points out that institutional ETH allocations via ETPs are still underweight compared to Bitcoin. Estimated demand could reach $20 billion in 2025, while new ETH issuance remains limited—just 800,000 ETH annually—creating upward price pressure. 3️⃣ Institutional Accumulation Signals Conviction On-chain data reveals growing institutional interest. Five new wallets recently withdrew a total of 77,000 ETH (~$285M) from Kraken—an indicator of strong long-term positioning. 4️⃣ NFT Activity Resurges Ethereum NFT trading volume has rebounded sharply, surpassing $75 million weekly and capturing 52.3% of total market share. Leading collections like CryptoPunks saw sales soar more than 11,000% month-on-month, reflecting renewed ecosystem vitality. AI Agents Enter the Bull Market: The Rise of XWORLD As Ethereum reclaims center stage, XWORLD, founded in 2023, is reimagining the Web3 economy by uniting AI innovation and blockchain infrastructure. To date, the platform has: Generated $22M+ in revenue Collected 2 billion+ user behavior datapoints Onboarded 200+ game developers Achieved tens of millions of user downloads It is actively building a user-owned, agent-driven crypto economy where value is created, exchanged, and scaled by intelligent on-chain AI. Key Advantages of XWORLD in This Cycle: 🔷 Monetized AI Agents as Crypto Assets XWORLD turns AI agents into trainable, ownable digital assets. Users can train agents to analyze markets, manage DeFi tasks, or automate NFT strategies—earning token rewards, all integrated with Ethereum. 🔷 Turning Data into Value With its GamerDNA protocol, user data becomes a tradable asset. Every interaction and AI training input generates a value score, unlocks yield opportunities, and allows users to directly participate in Ethereum’s economic flows. 🔷 Proven Model & Multi-Sector Integration XWORLD’s AI × data × engagement loop has generated $22M+ in 2024 alone. Its Launchpad beta will enable users to publish custom AI tasks connected to DeFi and NFT scenarios, further deepening ecosystem integration. 🔷 Vision: 1 Billion Daily AI Interactions XWORLD aims to evolve into a collaborative AI-agent network powering 1 billion daily interactions, connecting 500 million users globally, and becoming a foundational layer for decentralized AI in the Web3 Featured Agent: ELONMODE™, Your Portal to Future Thinking Among the AI agents on XWORLD, ELONMODE™ dominates the charts. Built on a Musk-inspired cognitive model, it replicates Elon Musk’s thinking patterns, challenge-based communication, and futuristic vision. Whether analyzing crypto trends or crafting tech manifestos, ELONMODE™ is your cognitive co-pilot: Thinking Dialogue Engine: Explore ideas on space, Ethereum markets, and AI frontiers with Musk-style depth. Content Generator: Instantly produce high-impact tweets, narratives, or speeches. Cognitive Challenge Mode: Refine your decision-making with Q&A prompts that simulate strategic reasoning. Growth Catalysts Behind ELONMODE™ 🔶 $200M DoD Contract with xAI The U.S. Department of Defense recently signed a $200 million contract with xAI to apply Grok 4 in national security use cases. As a Grok-powered agent, ELONMODE™ will directly benefit from these advanced multimodal and multi-agent capabilities. 🔶 Musk's 2025 Vision: Discovering New Tech via AI Musk predicts Grok will begin inventing new technologies by 2025, accelerating humanity’s transition to a Kardashev Type 2 civilization. This perfectly aligns with ELONMODE™'s identity as a “future thinking engine.” 🔶 Live Integration with X (Twitter) and On-Chain Data By combining real-time X platform data with blockchain-verified insights, ELONMODE™ turns short-term sentiment into long-term conviction—generating value-anchored outputs. 🔶 New 3D Companion Mode Grok’s latest 3D virtual companion feature enables immersive, avatar-based interactions—marking a major leap in user experience and unlocking new engagement models for AI agents. The ELONMODE™ Challenge: Memes, Momentum & Market Action ELONMODE™ has launched a showdown against its political counterpart, Trumplord. These two AI personas now compete in meme warfare, cultural storytelling, and community engagement. Users can support their champion by creating memes, posting content, or sparking discussions. And there's a major incentive: If ELONMODE™’s Telegram channel surpasses 20,000 subscribers, the $MODE buyback program will activate—reducing token supply via burns and reinforcing token value. Final Thoughts: The Bull Run Is Real. AI Is the Multiplier. Ethereum’s recent breakout marks more than just a price shift—it’s the spark that will ignite the next wave of financial and technological transformation. In this new era, intelligent AI agents like ELONMODE™ are not optional—they’re essential. Activate your Infinite Ascent Protocol now. Invest in the future. Ride the bull with ELONMODE™. Disclaimer: The content of this article is for informational purposes only and does not constitute financial advice. Please conduct your own research or consult a professional before making any investment decisions. 🔗 Learn more and join XWorld Website | Whitepaper | Twitter | Telegram | Youtube | Linktree
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Ethereum Surge Signals a Bull Run—Is AI the Next Move?
September 4, 2025

AI Agents on the Rise — The Driving Force Behind Stablecoin Adoption?

As stablecoins gain momentum in global finance, AI agents are emerging as the key force driving adoption. Galaxy Digital founder Mike Novogratz predicts that AI will soon become the largest user of stablecoins. From payments to autonomous economies, this convergence is reshaping the future of Web3. At the forefront of this shift, XWorld has already built a self-sustaining ecosystem that integrates AI agents and stablecoin-powered transactions. Stablecoin Adoption Enters a New Era Stablecoins, digital assets pegged to fiat currencies such as the U.S. dollar, have become the backbone of digital finance. They offer price stability, rapid settlement, and cross-chain interoperability. As of August 2025, the global stablecoin market cap has reached $280 billion, accounting for 7% of the total crypto market. In the U.S., the GENIUS Act (Guidance and Establishment for National Innovation of U.S. Stablecoins), passed in July 2025, has provided long-awaited regulatory clarity—boosting confidence and accelerating adoption. At the same time, the rise of AI agents is bringing new possibilities to stablecoin usage. Adoption Signals from Industry Leaders Tech giants like Apple, Google, Airbnb, and X (formerly Twitter) are testing stablecoin integrations to cut fees and optimize cross-border transactions. Retail platforms such as Shopify and Spar are enabling stablecoin payments for faster, cheaper settlements. Payment networks including Visa are expanding settlement capabilities, embedding stablecoins into the global financial infrastructure. This mainstream adoption coincides with the emergence of AI-driven automation. Novogratz: AI Will Become the Largest Stablecoin User Galaxy Digital founder and CEO Mike Novogratz told Bloomberg: “In the not-so-distant future, the biggest user of stablecoins is going to be AI.” He envisions AI agents handling everyday transactions on behalf of users: Grocery agents that purchase food based on your diet. Travel agents that book and pay for trips automatically. Healthcare agents that manage insurance and prescription payments. Coinbase developers echo this, suggesting that AI agents may become Ethereum’s largest power users, leveraging protocols like HTTP 402 for autonomous payments. Research firm Bernstein projects the stablecoin market could reach $3 trillion by 2028, with AI adoption acting as a major driver. XWorld: From Vision to Reality While the industry debates the “AI + stablecoin” future, XWorld is already building it. Launched in 2023, XWorld has grown into a self-sustaining agent economy, combining AI training, tokenized incentives, and stablecoin-based settlements. Users can create, deploy, and monetize AI agents across entertainment, gaming, and productivity—while stablecoins enable frictionless, global payments. Key ecosystem highlights: 11M+ cumulative downloads and 1M+ MAUs on Telegram MiniApp, with 400K+ community members across platforms. $22M+ in 2024 revenue, over 2B gameplay records, and $347M+ in token trading volume. Popular agents include FactoryMind (+23,037% weekly gain) in smart manufacturing and NeoBody AI (+23.37%) in embodied intelligence. Expanding use cases in healthcare AI, data analytics, and gaming, already aligning with stablecoin-backed micropayments. These figures prove that the foundation of an autonomous agent economy is already in place. Looking Ahead: XWorld’s Role in the AI–Stablecoin Future Amid regulatory tailwinds and accelerating adoption, XWorld is set to lead the convergence of AI and stablecoins: 2026–2027: Achieve multi-agent intelligent collaboration and open SDKs/APIs, unlocking new income models for developers and community creators. 2028–2029: Enter the “AI-for-Everyone” era, fully launching agent creation tools and a modular marketplace for trading AI components. 2030 and beyond: Build a unified GameFi clearing system serving 500M+ users, powering metaverse economies driven by AI Agents—from autonomous driving to cosmic exploration—with stablecoins as the foundational layer for payments. Conclusion The convergence of AI agents and stablecoins is more than a possibility—it is already unfolding. Stablecoins are evolving from financial instruments into the currency of autonomous systems, and XWorld is at the forefront of making this transformation real. The next chapter of Web3 will not only be decentralized but also autonomous, agent-driven, and powered by stablecoins. 🔗 Learn more and join XWorld Website: xworlds.biz Whitepaper: GitBook MiniAPP: Telegram Community: Telegram Group Twitter: @xworld_ai Linktree: xworld_ai
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AI Agents on the Rise — The Driving Force Behind Stablecoin Adoption?
2023 State of Crypto Report: Introducing the State of Crypto Index
August 10, 2023

2023 State of Crypto Report: Introducing the State of Crypto Index

Emerging technologies evolve in cycles; in crypto, this includes periods of high activity, followed by so-called crypto winters. In the period marked by our now-annual State of Crypto report, it would be easy for a casual observer to overlook the rapid progress the crypto industry is making. Major infrastructure improvements like The Merge – a momentous achievement in decentralized and open source development – simply don’t make headlines as often as high-profile bankruptcies, busts, and flameouts. a16z's 2023 report aims to address the imbalance between the noise of fleeting price movements – and the data that tracks the signals that matter, including the durable progress of web3 technology. Overall, the report reflects a healthier industry than market prices may indicate, and a steady cycle of development, product launches, and ongoing innovation. Download the full report This year, we’re also introducing something *new*: the State of Crypto Index, an interactive tool to track the health of the crypto industry from a technological, rather than financial, perspective. To offer a more accurate and nuanced measure of the state of crypto, the index represents the weighted average monthly growth of 14 industry metrics – from the number of verified smart contracts to the number of transacting wallets and more. In other words, the index displays, in a single chart, the rate of innovation and adoption of web3. The tool is also interactive, so you can tweak the parameters to form your own views. Explore the index Some key takeaways: Blockchains have more active users, and more ways to engage. Active addresses hit an all-time high last month – 15 million – doubling over the last two years, as a growing variety of apps and services, like on-chain games, offer people new ways to engage. DeFi and NFT activity appear to be rising again as promising new uses and applications emerge. After a frenetic speculative period and subsequent cooldown, more people seem to be buying NFTs in recent months. Meanwhile, on decentralized exchanges, more than $100 billion traded last month, marking the third consecutive month of positive growth in trading volume. The number of active developers in the crypto industry has held steady. Builders drawn in by the 2020 bull run are sticking around. Almost 30K developers contributed to, or built on, crypto projects last month – steadily increasing over 60% in the last three years. Blockchains are scaling through promising new paths. A proliferation of protocols and projects are working to scale blockchains, facilitating more transactions using a number of different approaches and technologies. Last year, “Layer 2” (L2) scaling solutions accounted for 1.5% of the total fees paid on Ethereum. Today: 7%. New technologies, once practically impossible, are becoming very real. We’re seeing decades-in-the-making work on “zero knowledge” systems advance at a staggering pace, which will unlock further blockchain scalability and a new category of privacy-protecting applications (not to mention applications in AI). The data shows a positive trend in ZK-related research, developer activity, and usage. The U.S. is losing its lead in web3. Between 2018 and 2022, the proportion of crypto developers based in the U.S. vs. the rest of the world fell 26%. Thoughtful regulation can encourage crypto builders to innovate and grow these technologies safely in the U.S. Zooming out shows progress across key indicators. Market cap, developer activity, and funding activity have all increased steadily over the last decade. Stepping back from short-term volatility reveals a more predictable pattern: a price-innovation cycle where price swings propel new ideas forward. Want a deeper dive? Subscribe to the ‘web3 with a16z’ podcast Sign up for the a16z crypto newsletter 7 takeaways from the State of Crypto 2023 1. Blockchains have more active users, and more ways to engage Prices have steadied this year from the dizzying highs of 2021. The industry seems to be settling: speculation has cooled, and the story of how people durably, organically use and interact with web3 is starting to unfold. We’re seeing more monthly active addresses – unique addresses transacting on-chain each month – than ever. Last month we saw 15 million sending addresses, more than twice as many as two years ago when prices were still elevated. One possible explanation: There are increasingly more ways to engage with blockchains and web3 applications. From DeFi to web3 games – more than 700 of which launched last year – a variety of new applications create addresses for their users to interact with, without having to download or connect a wallet. Better tooling and scaling technologies are also attracting more transactions with lower gas fees. Notably, the total number of blockchain transactions has grown by over 50% in the past two years. 2. DeFi and NFT activity appears to be rising again Activity across DeFi and NFTs, meanwhile, seems to be on the rise again after falling from the fizzy highs of 2021. As speculation cooled, more organic uses seem to have emerged, across lending, remittances, art, collectibles, on-chain gaming, and more. Still, the promise of NFTs and decentralized finance – to transform the economics of the internet – endures. In recent months, for example, we’ve seen an uptick in both NFT buyers and DEX volume. In fact, Uniswap – a decentralized exchange – has seen higher trading volume than Coinbase – the largest centralized exchange in the U.S. – for the last two consecutive months. Users and creators benefit from web3’s structurally lower “take rates” (that is, the share of revenue that platform owners take from users). In crypto, users genuinely own their digital goods and can, importantly, bring these goods to any platform they please. The easier it is for people to switch platforms, the more competition can heat up, and the less platforms can extract from users (or suddenly change the rules on them). Low platform pricing power often leads to lower take rates. In the last two years, NFT marketplaces have paid out nearly $2 billion worth of royalties in secondary sales to creators. Compare that to web2, where Meta, for instance, earmarked $1 billion for creators through 2022. This comparison is all the more stunning considering that Meta’s platforms – Facebook, Instagram, WhatsApp, and more – have around 3.74 billion monthly users compared to the estimated tens of millions of web3 users today. It’s worth noting that web3 take rates are, if anything, trending downward over time. While web3 creator royalties are in flux as best practices and technologies evolve in the space, we expect even more innovation and experimentation here. 3. The number of active developers in the crypto industry has held steady Prices can be misleading, particularly without looking under the hood of web3 technology at its dynamic – and growing – ecosystem of builders. Notably, there was, and continues to be, sustained development across crypto. There are nearly 30K monthly active developers in the crypto industry today. And a steady increase of 60% since the start of the bull run in 2020 indicates that developers that may have been attracted by rising prices are sticking around. As far as what they’re building: nearly 50K unique addresses deployed smart contracts last month, a 40% rise just this year. More of these contracts were verified, and more core developer libraries were used to interact with them, than we’ve ever tracked. A key feature of crypto – an open source, decentralized computing platform – is that projects can act as a multiplier when their composable components are reused, recycled, and adapted by others. Composability is to software (as a16z crypto founder and managing partner Chris Dixon says) as compounding interest is to finance: an exponential force. “There are various exponential forces in the world to look out for, as they can be indicators of rapid future growth. In hardware, the most powerful exponential force is Moore’s Law. In finance, it’s compounding interest. In software, it’s composability.” Consider Uniswap: it started as a protocol for exchanging tokens, and it has developed into critical infrastructure enabling an ecosystem of new DeFi applications. 4. Blockchains are scaling through promising new paths Blockchain scaling welcomes more people, more transactions, and more complex applications into the fold. Now we’re seeing many promising new paths; it’s a dynamic design space for web3 developers trying to solve foundational challenges. Let’s start with “Layer 2” blockchains: the technology designed to scale underlying Layer 1 blockchains, like Ethereum, by offering up more blockspace, increasing transaction throughput, and lowering fees. Last year L2s accounted for 1.5% of the fees paid on Ethereum. That share has since more than quadrupled to 7% of the total fees paid on Ethereum – indicating that more applications are choosing to build on L2s. We expect this trend to continue, and benefit end users. Finally, one of the most momentous events in the history of open source development – given the scope of the challenge, the nature of the distributed coordination, and more – took place last fall. Ethereum underwent a major upgrade when the network transitioned from “proof-of-work” to a “proof-of-stake” consensus mechanism. “The Merge” marked an architectural shift that massively reduced Ethereum’s energy footprint: Compare this to web2 giants: YouTube consumes an estimated 244 Terawatt hours annually, or 94,000x as much energy per year as Ethereum. 5. New technologies, once practically impossible, are becoming very real Over the last year we have seen rapid progress in the field of “zero knowledge” systems — powerful, foundational technologies that unlock blockchain scalability, along with a proliferation of new use cases including privacy-preserving applications and verifiable compute that could enable decentralized machine learning/AI. These systems (including zero knowledge proofs) involve cryptographic methods for proving or verifying a set of facts is true without revealing any information about those facts. This work, decades in the making, has moved from theory to practice in the last few years. We seem to see the technology following “Moore’s Law”-like paces here. Though evaluating benchmarks requires a lot of nuance, the acceleration of progress, from provers and verifiers to circuits and hardware and more is incredibly promising. 6. The U.S. is losing its lead in web3 As a set of emerging technologies, crypto needs thoughtful policy and regulatory guardrails to safely grow and meet its economic potential for the U.S. economy. There has been much debate, but little regulatory clarity, which has hindered web3’s growth. As a result, America’s edge may be slipping. Between 2018 and 2022, the proportion of crypto developers based in the U.S. vs. the rest of the world fell 26%. There are some positive signs, however – including a growing, bipartisan push for legislation that could provide much-needed clarity. We hope that this momentum will continue, and that policymakers will fight for the future and the potential of these technologies. 7. Zooming out shows progress We’re still early in web3, but we’re no longer at the beginning. Stepping back from short-term volatility reveals a more predictable pattern: a steady product cycle that is distinctly different from the financial cycles that saturate media attention. We’ve underscored the significance of the “price-innovation cycle” – the observation that prices and development activity are intertwined in a positive feedback loop – many times; it’s a useful mental model for navigating market cycles and understanding the indicators driving them. When crypto prices rise, more people get interested and join in. The attention, in turn, inspires (and funds) new ideas, startups, and projects, some of which lead to greater adoption in the long term. Over time, these cycles move the industry forward in technological waves. We may be in the middle of the fourth such cycle since Bitcoin’s inception in 2009. Taking a longer view suggests many indicators appear to be trending steadily upward. This is why focusing on short-term market movements – and not enough on underlying technology trends – obscures the bigger picture. It’s also why we asked ourselves: What if there were a way to track durable progress along more meaningful dimensions than financials alone? So we created the State of Crypto Index, a regularly updated and interactive index to track the industry’s growth. More specifically, the index shows the weighted average monthly growth among a set of key industry metrics. Alongside the index, you can view all the metrics – a collection of supply-side and demand-side measurements that serve as indicators of web3 innovation and adoption, respectively – and the assumptions under which they’re blended. ***